Mahila Samman Bachat Yojana
Are you looking for a safe and profitable investment plan? The Mahila Samman Bachat Yojana offers a high interest rate of 7.5%, making it an excellent option to secure your financial future. Under this scheme, you can invest between ₹50,000 and ₹2,000 and earn guaranteed returns. Let’s explore the details of this scheme, which is open to both men and women for deposits.
What is the Mahila Samman Bachat Yojana?
The Mahila Samman Bachat Yojana is an initiative launched by the central government to promote financial security for women and girls.
- The scheme aims to provide safe and profitable investment opportunities for women.
- Women can open an account under their name and earn a fixed interest rate of 7.5% per annum.
- The scheme allows deposits ranging from a minimum of₹50,000 to a maximum of₹2,00,000.
- The deposited amount will earn compound interest, providing significant returns after two years.
Investment and Maturity Details
|
Investment Amount |
Interest Rate | Maturity Amount (After 2 Years) |
| ₹50,000 | 7.5% | ₹58,011 |
| ₹1,00,000 | 7.5% | ₹1,16,022 |
| ₹1,50,000 | 7.5% | ₹1,74,033 |
| ₹2,00,000 | 7.5% |
₹2,32,044 |
For example, if you invest ₹50,000, you will receive ₹8,011 as interest, making the total maturity amount ₹58,011. Similarly, for an investment of₹2,00,000, you will receive₹32,044 as interest, with a total return of₹2,32,044 after two years.
How to Open an Account Under the Scheme
To open an account under the Mahila Samman Bachat Yojana, follow these steps:
- Visit your nearest bank or post office.
- Submit the required documents:
- Form-1 (Application Form).
- A copy of your Aadhaar Card and PAN Card.
- A recent passport-sized color photograph.
- Complete the registration process to activate your account.
Premature Withdrawal Rules
In case of financial emergencies, the scheme allows partial withdrawal under the following conditions:
- After 1 year, you can withdraw up to 40% of the deposited amount.
- After 6 months: In cases of serious illnesses, a reduced interest rate of 5.5% will apply.
Scheme Availability
The Mahila Samman Bachat Yojana is available until 2025, offering women a golden opportunity to secure their financial future through safe and high-yield investments.
Why Choose This Scheme?
The Mahila Samman Bachat Yojana is an excellent choice for individuals seeking:
- Safe and secure investments.
- High interest rates with guaranteed returns.
- Financial independence and growth.
Visit your nearest bank or post office to open your account today and take a step toward a stronger and more secure financial future.